Sibos 2019: Preview of the Sibos Conference in London

At Apply Financial, we’re really excited that Sibos is coming to the UK this year. Sibos is the world’s premier annual Financial Services conference and networking event, organised by SWIFT. For the first time, the Sibos conference will be hosted in London, in the ExCel Centre. The Apply team will be there. Here’s our preview of Sibos 2019.

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Meet Apply Financial at ACT Annual Conference 2019

Next week is the ACT Annual Conference 2019 in Manchester and the Apply Financial Team is looking forward to another action-packed event. This key topic for ACT 2019 is “Embracing Disruption - Dare to Think Differently”, and within an ever-changing digital landscape, it’s not surprising that the focus is on innovation and change.

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B2B Instant Payment Opportunities & Challenges

Round Table Report – Challenges, disruption and opportunities in an instant payments world

Discussion hosted by Inbound FinTech, led by Apply Financial, Ebury Group, Form3 and Railsbank, on 28th February 2019

To the end-user, the advent of instant payments is an overdue recognition by banks and the broader payments industry of new realities and expectations in the digital economy. To payments providers, especially long-established players, the pros and cons are less clear cut. Instant payments can be viewed as both an exciting opportunity to deliver new services and a potentially terrifying existential threat.  

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Why B2B Faster Payments Demands Quick Thinking from Providers

When the digital age gives us the power to make every-day commercial and financial decisions at the touch of a screen, we expect payments to be executed in real time too.

At the retail level, great strides are being made to deliver a truly seamless real-time user experience. In the B2B payments space, the needs and challenges are slightly different, with transparency and security often regarded as important as speed. But the opportunities are no less exciting and transformational – if the industry can work together to put the necessary building blocks in place.


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How To Reduce SEPA Payment Errors And Rejection Costs


What does SEPA stand for?

The Single Euro Payments Area allows people and businesses throughout Europe to process and receive credit transfers, Direct Debits, and card payments just as easily as they would domestically.

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From Legacy To Lean: 3 Things You Need To Add To Your Payment System


The payment or transaction page is the most important interaction many businesses can have with their customers. It might be their only interaction, but it might also be the start of a long relationship, and this can depend on how easy and secure the payment process is.

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How Your Business Can Process Mobile Payments Seamlessly


80% of internet users own a smartphone, which means a large portion of online activity happens on a smaller screen. This doesn’t just mean ecommerce sites need to make sure they’re catering to mobile customers, banks are also focusing more on this particular part of their customers’ experience.

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7 Features A Payment Validation Service Just Has To Have


Each failed payment processed through a business could cost £50 in charges, time spent fixing the error, resending costs, and exchange rate fluctuations. When looking for a solution, it’s important to make sure the data gathered and checked is as comprehensive and up to date as it can be to avoid any errors.

In total, Validate has saved over £125 million in operational costs for our clients and they’ve never lost a payment.

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